Business Insurance
Business Insurance is designed for Allied Health and Medical businesses with assets not exceeding $5 million. It covers various general elements of business risk relating to property and interruption to operations; it is comprised of two main sections of cover, being Material Damage and Business Interruption.
Cyber Security & Privacy Liability
Cyber Liability coverage responds to various losses resulting from but not limited to, stolen credentials, malware, phishing and social engineering and insider threats. Cover is provided for loss suffered by your business, claims made by third parties affected and for your business interruption in the event of a breach.
Personal Accident
Personal Accident insurance is designed for companies (group cover) or individuals to provide cover in the event of death or permanent/temporary disability due to injury or sickness.
There are a range of benefits that the cover extends to provide, including but not limited to rehabilitation, corrective surgery, medical expenses and child support. Benefits are paid by either lump sum or weekly throughout the benefit period for prolonged sickness or injury.
This cover is particularly important where:
- You are a sole trader or business owner and not covered by a workers compensation policy,
- You are a contractor, sub-contractor or locum and not covered by a workers compensation policy,
- You work in a high-risk industry or are off site often, or
You do not have the financial means to support yourself in the event of a serious injury or prolonged illness.
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